Helping wholesale loan originators win

We pair modern technology with a strong variety of loan products, efficient processes and competitive pricing to deliver fast, simple home loans – making our partners a big hit with customers and real estate professionals. 

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Exclusive to Wholesale

We only partner with wholesale loan originators – mortgage brokers and non-delegated correspondents. Without a retail division, we are solely focused on supporting your efforts to maintain clients long-term.

Empowered Expertise

You have direct access to knowledgeable account executives, underwriters and closers. Plus, they have decision-making autonomy to make sure your loans stay on track.

5-Star Service

We leverage efficient processes and modern technology to deliver consistent communications and fast turn times, ensuring that your clients are happy with their experience.

Making loan origination easy

Simplifying your job every day is what helps you look good to clients and ultimately grow your business. Here are some of the benefits of working with The Loan Store:

Experienced Account Executives

Sales experts who support you through every one of your loans.

Diverse Product Mix

Cast a wider net to capture more deals with our broad range of loan products.

620 Credit Score Minimum

We accept a minimum credit score of 620 for all agency loans.

Single Point of Contact

Direct access to a dedicated support specialist who drives your loan through processing.

Simple Loan Portal

Manage your pipeline, lock loans, and schedule your closing 7 days a week.

1:1 Support Available

Get training for your whole team any business day.

Purchase & Refinance Loan Programs for Primary, Secondary and Rental Properties

TLS doesn’t dabble in niche products, we target credit quality loans at scale, enabling us to maintain superior pricing in the marketplace.

Our Products See where we offer loans

See what our partners are saying about The Loan Store

5.0 ★ ★ ★ ★ ★

The Loan Store enables us to qualify more clients and close more loans. Their team (specifically Joe B., Kelly and Melissa) is utterly amazing. We navigate the loan process together and at rates other wholesale lenders cannot touch. Nowhere else is the process and pricing so seamless.

As a broker, I have many options. Chasing the best deal often means sacrificing service and quality. The Loan Store provides me with great pricing for my clientele, excellent customer service, and a good selection of products that makes my job easy! Thank you Loan Store!

The loan store is absolutely Amazing. Their customer service and ease of their portal is no comparison when it comes to other Lenders. Suzy, our AE is fantastic and always goes above and beyond to provide excellent customer service. I highly recommend The Loan Store for your lending needs.

As a mortgage broker, we absolutely love working with the The Loan Store. Joe, Kelly and Melissa are always going above and beyond to ensure our loan applicants get that best experience. Joe B is hands down the best AE I’ve ever worked with in 12+ years of loan origination.

As a mortgage broker, I started using TLS and I have to say they really stepped up. Jamie and Ryan are great examples of hard working employees of The Loan Store that truly go the extra mile on every deal. It's great to work as a partner with a company that watches my client's back and is there when I need them.

I am a mortgage broker in New Jersey, and I have worked on many files with the Loan Store. They have and excellent and responsive team. I cannot say enough good things about them. I would highly recommend them to any broker out there.

As a (Mortgage Loan Officer) it is nice to see the wide range of programs and how they think outside the box to keep Brokers and Loan originators in the Loop with the direction of the market trends.

Our Account Executive Melanie Jones is TERRIFIC! Can always depend upon her to follow through. Brokers can't go wrong with her on your side.

Our first brokered loan to The Loan Store was cleared to close in 11 days from submission. Easy underwriting and great to work with.

Process/Dept.	Business Days
Loan Estimate and Initial Disclosures	1 Business Day
File Review	1 Business Day
Initial Lock Confirmation	2-3 hours
Underwriting Refinances	1 Business Day
Underwriting Purchases	1 Business Day
Change of Circumstance / Lock Confirmation	1 Business Day
Initial Closing Disclosures	1 Business Day (must clear all early CD conditions)
Closing Disclosures	1 Business Day
Funding	1 Business Day