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| Process/Dept. | Business Days |
|---|---|
| Loan Estimate and Initial Disclosures | 1 Business Day |
| File Review | 1 Business Day |
| Initial Lock Confirmation | 2-3 hours |
| Underwriting Refinances | 1 Business Day |
| Underwriting Purchases | 1 Business Day |
| Change of Circumstance / Lock Confirmation | 1 Business Day |
| Initial Closing Disclosures | 1 Business Day (must clear all early CD conditions) |
| Closing Disclosures | 1 Business Day |
| Funding | 1 Business Day |
