TLS offers an extensive range of conventional loan options, tailored to meet the unique needs of borrowers. Whether the borrower is seeking stability through fixed-rate mortgages, initial flexibility with adjustable-rate mortgages (ARMs), or specialized solutions like High Balance loans, we have you covered.
For first-time homebuyers and low-to-moderate-income borrowers, our HomeReady and HomePossible programs provide accessible paths to homeownership with reduced down payment requirements. Moreover, our 2-1 Buydowns help clients manage initial payment challenges through temporary interest rate reductions. We are also pleased to present low down payment options, featuring a 3% down payment, making homeownership even more achievable.
We offer fixed loan terms of 10, 15, 20, 25, and 30 years and ARM terms of 5, 7, and 10 years throughout the country.
At TLS, we understand the pain points in the mortgage process. We have created an end-to-end broker portal that leverages technology automation, minimizing headaches and giving your loan processors the advantage.